Wednesday, August 26, 2009

It's Not Fair!

Hi Beauties!
Long time no post! Hope everything is well with you guys. I've been kind of depressed and couldn't eat, sleep and post due to my home buying nightmare. It's not finished still and I don't know what to think at this moment.
The property I'm buying is 1.5 miles away from the beach and it's a townhouse style condo, I can't possibly afford a house near ocean. So, one of the homeowners (not the unit I'm buying) did some remodeling without the condo Association approval and the association is suing him. BECAUSE of this Bank Of America is refusing to give me a loan. Everything from my side was perfect and because of someone else's mistake I can't get a loan??? It is so hard to comprehend but I guess banks are getting super strict, so strict that it even doesn't make any sense!
So, if you're thinking to buy a condo, make sure to find out if there's any lawsuits as banks get nervous about it.

On the good note, I've finished with my 20 Pan Project! It benefited me in many ways:
  • Cleared my clutter making space for new items
  • Encouraged me to use up the products. I used to go to bed without applying body lotion or hand cream while I've had dozen products laying around.
  • Saved me $500-$800 at least. After discovering Youtube and Beauty Blogs my spending on beauty products and make ups was getting out of control. I haven't bought anything for 2 months
  • No more uncontrollable urge to shop
Product #16
Olay Age Defying In-Shower Body Lotion
It saves time, moisturizes well, gives nice golden shimmer and easy to use. Just smooth over and rinse in shower.
Cons: The scent is very strong and leaves your shower slippery.


Product #17
Aussie 3 min Miracle Hair Mask.
So affordable at $3.99 performs as well as expensive hair treatments. Smart packaging, just squeeze needed amount, no caps no mess. Leaves my hair noticeably smoother and manageable with less frizz. Not a big fan of it's scent.


Product #18
Clinique Even Better Skin Tone Corrector $39.50
It claims to erase discoloration and dark spots. Since I'm exposed to sun everyday of the year I have tons of sun damages. Unfortunately, I didn't see any change with this product. Needs 4-5 pumps to cover my face, so you run out of it quickly.

Product #19
Shiseido Hydro-Nourishing Softener
I just can't live without it. Saturated in cotton pad it cleans out left over dirt and prepares my skin for next steps of skincare regime.

Product #20
Philosophy Microdelivery Exfoliating Wash
Great in the morning when you don't need a cleanser for removing your make up. Removes overnight oil and dirt and micro beads polishes your skin preparing it for perfect make up. I did a detailed review HERE.
This project was easier than I expected! Yay!

Thanks Beauties for reading!
Stay Beautiful!
xoxo

Wednesday, August 5, 2009

Lost 6 lbs With This and 20 Pan project Update

Hi, Beauties!
I used to be a girl who wouldn't gain an ounce no matter how much I ate.....looong time ago....
Three years ago I've turned to a gal who has to work out constantly to maintain the weight.
Usually I walk (won't lie by saying that I run) 5 days a week up the Mt. Hollywood and do muscle toning exercises in the evening. All this hard work just maintained my weight at 123 lbs. If I stop walking my weight would easily go up to 129 lbs in a week.
But now I'm 117 lbs and maintaining for a month. It's a Miracle! WHY? Cuz I haven't even walked nor worked out last month due to the house hunting!
My diet is in disorder due to the stress and I'm even eating more.

Only GOOD thing I did for myself last month was: I replaced coffee with Green Tea.
I read somewhere that green tea makes the waist tiny and I was sold. I mean, we all heard so many good things about green tea before but idea about tiny waist sounded way more appealing and encouraging!
So now I'm a green tea addict and my favorite is Jasmine Green Tea. I drink 4-5 cups a day. I've added a cup of Black Tea a day after hearing that it prevents breast cancer.
The green tea is really helping with my waist by burning my ugly tummy fat! :)
I'm positive that my new addiction played an important role in my weight loss. So ladies, give it a try. You have nothing to lose (other than inches from your waist ) but have so much to gain (health and beauty wise)!

Now on to my 20 Pan Project Update! Loving this project! It made me save so much money. I used to spend $150-$400 a month on beauty products and I haven't spent a penny since I've started this project in June.

Product #13
Shisedo Sun Protection Liquid Foundation SPF 42 PA +++

My HG Foundation! I'm not panicking cuz I have a back up. I did a review on it HERE

Product #14
Victoria's Secret So Sexy Shampoo & Conditioner

It smells nice and sexy. Decent shampoo. I couldn't wait to finish it so I can start my Tsubaki Shampoo that I hauled not long ago.

Product #15
Victoria's Secret Beauty Rush Body Glimmer Swirl Cream in Honey Do

I loved its realistic honey dew scent. Like the subtle glimmer (not shimmer) of it on my arms and legs.
5 More products to go! It was easier than I expected!

Thanks Beauties for reading!
Stay Beautiful!
xoxo

Saturday, August 1, 2009

Quick Update: Some Suggestions on Home Buying

Hi Beauties,
I hope you're doing fabulous!
I've found 3 white hairs today and freaking out! hahaha I know it's because of all the stress of home buying. Ladies, be prepared and learn from some of my mistakes! :)
Last Wednesday was my home inspection day and I've never expected anything bad. However, my inspector guy has detected moisture issues, like possible water leak, cuz his moisture meter showed way more than normal level of moisture in baseboards (Standard is 6% of moisture, acceptable maximum moisture 12%, but the measurement at my home was 16-18% ) He's also discovered possible mold growth in couple places. (again because of the moisture)
Lessons I've learned so far:
1) Don't hesitate to pay for house inspection! It might be the best money you've ever spent! ($250-$500)
2) Interview many many again many Realtors and choose the best one who'd work for your best interest! WHY?
The inspector guy recommended more invasive inspection that only water specialists can do to determine the source of the moisture issues. Ok! So who pays for that? I've paid for my general inspection and I wanted to request the seller to pay for more invasive inspection but my realtor who supposed to work for my best interest said that I have to pay for it. I said I don't want to pay for it. Good thing that the sellers agent was present at the inspection.
You won't believe what my agent said! I quote, she said, "Maybe we'll leave the place with open windows for couple days so the moisture level will go down and so the seller won't have to pay for the extra inspection"
At that moment I had to put her on her place. I had to tell her that she's not the sellers agent and it's not her obligation to look after the sellers best interest but the buyers best interest. My best interest was to learn the source of the problem and fix it so it wouldn't happen again. So I had to talk directly to the sellers agent to request the seller to pay for more invasive inspection and pay for correction of the problems. Guess what? The seller agreed to pay for extensive inspection and correct all the problems! However the sellers agent wanted to convince me that it was normal because the property was near the beach but my inspector said it wouldn't justify the moisture level.
Before that my realtor kind of argued with me saying and I quote, " Well, usually sellers say NO!"
I just said to her "Let's see what the seller says!"
So the lesson is: NOBODY NOBODY NOBODY will fully work for your best interest other THAN YOU!!! You're the ONLY ONE who'll really protect yourself!
After that, my agent said: "OK, now I realize that it's possible!" I just wanted to pull all my hair off because she said that she has 20 years of experience yet she's just learning about this kind of negotiation??? So ladies, be VERY VERY CAREFUL who you choose for your agent!
It was evident that initially they saw me as a young Asian girl who is so innocent and sweet but NOW they all know that I can kick their asses and they can't mess with me! Business is a business! Home buying is not an exception! (And I have to mention that I'm not even disclosing even more embarrassing facts about them!)
So ladies, be tough and stand your ground! Do your home works and researches so you can kick some incompetent asses in the future, cuz there're plenty of them! I thought I'd never go wrong with Century 21 but I was wrong! I guess I've stuck with the bad apple! Hahaha!
Thanks for reading Beauties!
Stay Beautiful!
xoxo
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